For general audience

Yippee! This is an article on the new option you have to freeze your credit report so only people you authorize have access. What a concept!

Whether you call it circle lending or private loans, it's the only kind of credit that really makes sense; personal, local, organically generated loans made by people who actually know you.

The trick to living successfully is to appreciate good information no matter what the source. This article certainly provides food for thought as to where we might be headed.

So, define ‘credit crunch’. This article may have been written in 1998, but its relevance couldn’t be more obvious.

Use this calculator to estimate your credit score:

Credit Score Estimator

A real victim of identity theft tells how she discovered it. Her promo of the business owner who took some trouble to inform her of the potential problem is genuine.

Stodgy, decidedly un-slick video but it makes important points.

For absolute newbies to credit cards.

On this page of an extensive consumer law website, lawyers tell you how to select a credit counseling entity that will not scam you.

Are you still using credit cards? At least check out the tips on this page.